First investment portfolio: how to build a balanced and profitable portfolio (Advanced)

This course will be useful not only for beginner investors who want to build their first investment portfolio and learn how to manage assets effectively, but also for those looking to secure their financial future, enhance their investment knowledge, and understand tax-saving opportunities.

You will discover how to select financial instruments, assess risk levels, and develop a long-term strategy to grow your capital. Additionally, the advanced version of this course will give an overview of tax-efficient financial structures, and estate management.

Investing is not just about buying stocks. Understanding asset allocation, risk management, and avoiding common pitfalls is crucial. This course provides the fundamental principles of long-term investing and helps you create your own investment strategy.

What’s included in the course?

Module 1: Fundamentals of investment portfolios

1. What is an investment portfolio, and why is it important?
2. The difference between active and passive investing
3. Major asset classes: stocks, bonds, ETFs, precious metals, cryptocurrencies
4. Economic factors affecting the market
5. Choosing a broker and opening an investment account

Module 2: Portfolio construction with risk and return in mind

1. Diversification principles: why you shouldn’t invest in just one asset
2. Balancing risk and return: how to develop an optimal strategy
3. Allocating assets across different economic sectors
4. Differences between high-risk and conservative investments
5. The impact of inflation and interest rates on investments

Module 3: Practical investment management (also covered in webinar)

1. How to analyze stocks: financial indicators, valuation metrics, trends
2. Long-term vs. short-term investments: pros and cons
3. Portfolio rebalancing: when and why to adjust asset allocation
4. Using ETFs for simple and efficient investing
5. Common beginner mistakes: emotional decisions, excessive risk, lack of knowledge

Module 4: Overview of tax planning strategies. Tax efficiency

1. Key tax reliefs, allowances, and exemptions
2. Tax-efficient investment vehicles (ISAs, unit trusts, investment bonds)
3. Year-end tax planning considerations
4. Strategies to defer or minimize tax liabilities

Module 5: Estate planning and inheritance tax mitigation

• Understanding inheritance tax (IHT) and tax mitigation strategies
• Role of trusts in estate planning
• Utilizing Business Relief to reduce tax liabilities
• Downsizing provisions and property considerations

What you will learn:
✅ Understand how investment portfolios work
✅ How to select assets while considering risk and return
✅ How to allocate capital wisely across different investment tools
✅ Use diversification to protect against losses
✅ Manage your investments independently

Who is this course for?
✔ Beginner investors looking to create their first portfolio
✔ Those seeking passive income from investments
✔ Individuals searching for alternatives to bank deposits and ways to protect capital from inflation
✔ Individuals looking to enhance their long-term financial security
✔ Those seeking tax-efficient investment opportunities
✔ Business owners looking for a well-structured information about profit extraction, planning
✔ Anyone interested to learn about estate planning strategies

Format:

• Self-paced learning materials (PDF format)
• Practical case studies and portfolio examples
• Suitable for individuals with all levels of financial knowledge
• Overview of popular tax and investment strategy planning tools
• Live webinar (lasts 2 hours and is split into hour-long sessions with ten minute break, plus 60 minutes for experts to answer questions from participants)
• Test tasks to check your knowledge after the course, with live feedback from experts (test completion is up to you; it does not affect your access to any course materials at any stage)
• Experts feedback on your course-related questions within two weeks